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What are BIN checkers?

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5:14 am
February 2, 2016


ferienhaus

Member

posts 84

 Any
enterprise that accepts credit card or debit card payments online can
make use of this software to verify the authenticity of the payment
made. If you are like me, you will be quite awe struck with technology
and how it can make life simple and easy. However technology also gives a
lot of scope for unscrupulous fraudsters who take advantage of it to
cheat innocent consumers and businessmen who get caught unawares in the
process. In today’s technology driven commercial world, most
transactions are conducted online and payments are made using credit
cards, debit cards or prepaid cards.

In order to ensure safety of
such payments several checks are in place. When issuing a credit card,
debit card or prepaid card, Banks and financial institutes use a unique
number for each card which serves as an identification for that card.

It
simply means that through the unique identification number the payment
made can be traced to the bank which authorizes the payment. This unique
number or Bank Identification number is called BIN for short. When a
transaction happens online, the business that accepts the credit or
debit card must verify that the payment will be honored by the bank
which has issued the credit or debit card. This verification process is
carried out using BIN checker software and is usually carried out by a
third party to ensure that the chances of fraud are minimized.

BIN checkers check BIN
digits on your credit card or debit card and gets information such as
the name of the bank issuing the card, checks for any duplicate numbers
etc.  Once this is verified the payment can go through and the
transaction can be completed successfully. Without such checks in place,
it will be highly risky to make payments online using credit cards,
debit cards or prepaid cards

3:39 am
November 19, 2016


Sjcg123

Member

posts 89

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